Speech ( Best Ways to Save Our Money )

                                         
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Best Ways To Save Money

Hi and assalamualikum. To our director IKMKL, TUAN HJ NOOR ZAINEE SHAH BIN IBRAHIM, deputy of academic affairs  PUAN ROSNANI BINTI MOHD ROSDI, deputy of student affair, EN ADNAN BIN JAMALUDDIN, head department our english lecture PUAN ARDANIA BINTI AYUB and all my fellow friend, today I want talk about best ways to save our money.

Firstly, shop online. When you go shopping, take your smart phone and double check prices against online retailers. You may be able to save a lot by shopping online. Look at stores that offer free shipping on orders to get the best deals.

Secondly, take advantage of free entertainment  many cities and towns offer free entertainment over the summer or opportunities to do fun things at a reduced price. Some activities you may look for include movies out on the lawn, free concerts, and festivals.

Besides, cook and eat at home. eating out once a week may not be something to worry about, but if you do it every evening, the costs can really add up. It is even more if you have kids or a large family. The habits you establish in your twenties will follow you as you get older and have kids. Establishing a routine where you eat at home most of the time can save you later on. Take the time to plan a menu and shop the sales to really increase your savings. You can also try these ten ideas to help you cut down on the cost of groceries.

Finally, playing the lice is simple, however, money is collected from each participant by a head / head, 

and is given in lump sum to each participant in the monthly turn or set time period.

 Normally playing lice involves money only, but in the present, there are also other things like gold bars, jewelery and set of dishes. 

Although the play of lice is prohibited by law because it involves collecting deposits of individuals illegally, 

but this technique remains the choice of most people.

The main reason for this is the pleasure of earning a lot of money at the same time, despite having to turn.

Additionally, the appointed chair will without hesitation collect money from each participant every month.

So, the elements form discipline there.

‘’The easiest way to save money is to waste less energy’’.

Barack Obama. Thankyou.